Traditionally, the anti-fraud systems are based on an offline processing model which has four stages (roughly speaking) : 

 

Collect transaction data

 

Collect transaction data

 

Collect transaction data

 

Collect transaction data

Our product adds a real time dimension to fighting fraud real time is not only about reducing fraud window but probably more importantly about influencing and driving fraud behaviour. In other words, not only that collection and analysis of transactions is done in real time with immediate effects, but we can also actively change fraud behaviour.

Let`s take an example, in case of roaming bypass (commonly known as SIM gateways):

Traditionally, CSP (communication service provider) is collecting CDRs; analysing them and detecting patterns, flag the fraudster SIM and bar the SIM in HLR.

There are at least two problems with this approach:

The fraud window (time to bar SIM) can be high in SIM GW is not in own network (one need to negotiate and ask a partner to block it)

The decision is binary, black or allow; blocking will only restart the cycle to catch again the fraudster

Our solution

Our solution allows to detect and block such a SIM instantly (without negotiation with a partner) but also allows to alter behaviour an actively push the fraud traffic towards white routes. Thus you don`t simply block calls; you are redirecting the calls via white routes